Since this company is spending millions on that stupid commercial i decided to try out the service.(This is the company that says"lenders will compete for your loan")i filled out all the stuff and guess what i got?? 1 offer from FCNB with a yearly fee of $89 , an exceptance fee of $59 and a members fee of $49. Thats all i got offered!!! I have a $10,000 clean citibank card, and a nearly maxed out $1500 household bank card,and of course my old trusty $700 providian card that is the very first card i got. My credit is average( charge off for 500, 6 years ago) all other accounts are perfect. Two questions. Is there ever anything on the internet that is as legit as advertised(except for herbs offer). Second, does anyone know if lendingtree.com has stock? If so i recommend SHORTING their stock as this is just another X.com deal.