Let me re-phrase my question....

Discussion in 'Credit Talk' started by laurie33, Apr 6, 2002.

  1. laurie33

    laurie33 Well-Known Member

    I know CA's will send a computer printout and expect me to accept that as verification that the debt is mine. I'm wondering what they send to the CRA's to verify? Will the CRA accept that printout, whereas we know it doesn't prove anything? Will they accept the word of the CA that the debt is mine? I'm just trying to figure out how a place that can't properly verify to me that I owe the debt CAN verify it to the CRA. Any thoughts would be appreciated.
     
  2. Candi

    Candi Well-Known Member

    I may be wrong but I don't think they send the CRA's anything that proves your debt. They simply just say yes it's yours or no it's not. That's probably to simplified but I don't think they are required to send proof to the CRA's
     
  3. Rina

    Rina Well-Known Member

    The fact that they're a client of the CRA qualifies them to "verify" info, whether by phone, mail or UDF. There are only special rules when it comes to validating the debt to the consumer, but meanwhile, the CRA will take the CA's word for it.
     
  4. GEORGE

    GEORGE Well-Known Member

    The CRA(S) say the DEBT is yours...SO IT IS YOURS!!!

    You have to make the credit company or the CRA, PROVE IT...
     

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