Let the EFX CreditWatch BS begin

Discussion in 'Credit Talk' started by Saar, Jul 15, 2002.

  1. LKH

    LKH Well-Known Member

    Sign up for creditwatch and pull your report and score everyday.
     
  2. Reshod

    Reshod Well-Known Member

    Does this cost money to pull your reports everyday?

    Has never heard of this strategy, so please clue me in.

    TY
     
  3. Nave

    Nave Well-Known Member

    No, it does not...it is a one time fee ($69/year or less with "coupon") for unlimited reports. It was one per day, some say now they get multple reports per day, I have not tried this yet.

    However, I have pulled my Eq report, using CW everyday (almost) now for several months and have NOT had one inquiry removed Hard or Soft.

    -Peace, Dave
     
  4. LKH

    LKH Well-Known Member

    That's strange Dave. I just had another hard go poof today and another will go tomorrow. How many total inq's do you have? I think it needs to hit a magic # before they start deleting.
     
  5. breeze

    breeze Well-Known Member

    My inquiries are disappearing, however, it is the PRM's they are removing, not the hard inquiries. Doesn't matter, I have 0 inquiries for the past year.

    <patting self on the back>

    On 7/15 the summary said 228, today it said 220. I scrolled through to see which one's were disappearing - one hard which was 8/1/00 and so would have come off anyway, and the rest were PRM's.
     
  6. GEORGE

    GEORGE Well-Known Member

    MY PRM's and AR's are staying...the ones newer than one year...

    Are your's NEWER than one year that are BUMPING GONE???
     
  7. breeze

    breeze Well-Known Member

    It was just all of the PRM's. I didn't look at the dates. I opted out over a year ago, but still was getting one every now and then, sometimes from a CCC I am already doing business with. I started objecting when I got a PRM from Bank One this past March, hehe. Maybe I gave them an excuse to delete those?
     
  8. voodochild

    voodochild Well-Known Member

    I noticed my target, chevron and original Navy federal c u , and some other old hards are gone. score up 6 points in one day . Early Christmas? Thanks Santa!
     

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