OK, I have finally decided to start posting and get with it all. I'm starting this thread to motivate me to keep going on my progress as I have started time and time again and quit for no good reasons(my credit is shot so I'll just use cash for everything) NO MORE!!! I am sending my first letter today and plan to send a minimum of 3 tomorrow. Wish me luck! My story - got credit WAY to young, tried to pay for school and life on it, wasted it, lived without it for 6 years now I want it back.