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Discussion in 'Credit Talk' started by KHM, Oct 16, 2001.
FICO 10/99 487
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Was 496, now 674
9-1 560 10-15-599
517 ---> 670
Who know's 3.5 yrs ago at BK....had to be BAD.
550 average during my mtg 2 yrs ago.
Averaging around 640 - 650 now.
Had a high of 717 at one time this summer on Equifax, but I had an item jump back on my report.
About 6 months ago --> ~550 (with charge off and paid collections and several inquiries)
In September --> 614 (charge off deleted, paid collections still on, still several inquiries and new accounts opened).
I'm sure it's a little higher now since I had the paid collections removed from my Equifax report. I applied for a Target card (most likely a denial) so I can get my free report from Equifax to see my new score. =0)
586 in April 2000 (myfico.com)
578 in October 2000 (Credit Expert)
My credit is considerably better now, don't know why score so low.
credit expert was 590 in june , now 672
equifax was 625 now 650
TU 584 lol.... Well I don't agree with their stupid score and citibank doesn't either because they gave me a aadvantage card..... So I think that TU can take that stupid score and shove it......
Tu from 630 to 720
Credit expert @580 to 657
Beacon @590 to 689
Been working on this for 6 months. Finally am seeing the rewards.
In December of 1999:
Equifax 472 6 charge offs, numerous late notations, and judgement
TU 510 12 charge offs, numerous late notations, and 2 unpaid judgements.
Experian 499 12 chargeoffis, numerous late notations, and 2 unpaid judgements.
Equifax 680 Perfect no negs
TU 695 Perfect no negs
Experian 595 (worst report) 3 charge off's, judgements gone, and a few late pays.
Equifax: 620>>>>660 (showing one paid collection, 4 inquiries in 2 yrs)
TU: 640>>>>>820 (perfect, 0 inquiries in 2yrs)
Experian: 620>>>>>>>>700 (showing one paid collection, 1 inquiry in 2yrs))
Experian 460 > 561
Transunion ??? who knows!
Equifax 519-531 (stingy bastards)
Ive gone from low 400's on all
593 EQ haha lol EQ only has 4 accounts for me and deleted my mortgage when I asked them to update the payments
what a bunch of weiners (equifax, I mean)
TU- 635-now- 695. Nice people. Uh huh. Yeah.
These scores are subject to change without notice.
620's in April, 640's in August. Haven't pulled it since. Waiting to get some balances paid down. I have had some negatives removed since then but not on Equifax.
625, 595, now 736.