Lets get a list of new FICO scores.

Discussion in 'Credit Talk' started by KHM, Oct 16, 2001.

  1. KHM

    KHM Well-Known Member

    I thought it would be kind of interesting if we would all post what our beginning FICO score (or whatever score you use) and what they are now after all the work to get the crap removed from the CR...I'll start.

    FICO 10/99 487
    10/01 573
  2. timjcathom

    timjcathom Well-Known Member

    Was 496, now 674

    GEORGE Well-Known Member

  4. raiderpam

    raiderpam Well-Known Member

    9-1 560 10-15-599
  5. Zaphod

    Zaphod Well-Known Member

    517 ---> 670
  6. supershawn

    supershawn Well-Known Member

    Who know's 3.5 yrs ago at BK....had to be BAD.

    550 average during my mtg 2 yrs ago.

    Averaging around 640 - 650 now.

    Had a high of 717 at one time this summer on Equifax, but I had an item jump back on my report.

  7. SD

    SD Well-Known Member

    About 6 months ago --> ~550 (with charge off and paid collections and several inquiries)

    In September --> 614 (charge off deleted, paid collections still on, still several inquiries and new accounts opened).

    I'm sure it's a little higher now since I had the paid collections removed from my Equifax report. I applied for a Target card (most likely a denial) so I can get my free report from Equifax to see my new score. =0)
  8. Erica

    Erica Well-Known Member

    586 in April 2000 (myfico.com)
    578 in October 2000 (Credit Expert)

    My credit is considerably better now, don't know why score so low.
  9. leo728

    leo728 Well-Known Member

    credit expert was 590 in june , now 672

    equifax was 625 now 650

    TU 584 lol.... Well I don't agree with their stupid score and citibank doesn't either because they gave me a aadvantage card..... So I think that TU can take that stupid score and shove it......
  10. mglanham

    mglanham Well-Known Member

    Tu from 630 to 720
    Credit expert @580 to 657
    Beacon @590 to 689

    Been working on this for 6 months. Finally am seeing the rewards.
  11. Terry

    Terry Well-Known Member

    In December of 1999:

    Equifax 472 6 charge offs, numerous late notations, and judgement

    TU 510 12 charge offs, numerous late notations, and 2 unpaid judgements.

    Experian 499 12 chargeoffis, numerous late notations, and 2 unpaid judgements.


    Equifax 680 Perfect no negs
    TU 695 Perfect no negs
    Experian 595 (worst report) 3 charge off's, judgements gone, and a few late pays.
  12. mambomn

    mambomn Well-Known Member

    Equifax: 620>>>>660 (showing one paid collection, 4 inquiries in 2 yrs)
    TU: 640>>>>>820 (perfect, 0 inquiries in 2yrs)
    Experian: 620>>>>>>>>700 (showing one paid collection, 1 inquiry in 2yrs))
  13. doodyhead

    doodyhead Well-Known Member

    Experian 460 > 561
    Transunion ??? who knows!
    Equifax 519-531 (stingy bastards)
  14. kustomkat

    kustomkat Well-Known Member

    Ive gone from low 400's on all
    653 EX
    647 TU
    593 EQ haha lol EQ only has 4 accounts for me and deleted my mortgage when I asked them to update the payments
  15. doodyhead

    doodyhead Well-Known Member

    what a bunch of weiners (equifax, I mean)
  16. Katco

    Katco Well-Known Member

    TU- 635-now- 695. Nice people. Uh huh. Yeah.
    EQ 689-now-745
    These scores are subject to change without notice.
  17. jzilla

    jzilla Well-Known Member

    620's in April, 640's in August. Haven't pulled it since. Waiting to get some balances paid down. I have had some negatives removed since then but not on Equifax.
  18. roni

    roni Well-Known Member

    625, 595, now 736.

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