Lets Have Some Fun With This One

Discussion in 'Credit Talk' started by NX250, Jul 29, 2004.

  1. NX250

    NX250 Member

    ABOUT TWO YEARS AGO I WAS IN SCHOOL AND OWED $551 DOLLARS TO THE SCHOOL SINCE I STOP GOING AND WAS BROKE I DIDNT PAY. IT WENT TO A COLLECTION AGENCY. HOWEVER SINCE THAT TIME I HAVE REENROLLED AND PAID THE SCHOOL THE AMOUNT DUE SO I COULD REGISTOR.

    NOW THE COLLECTION AGENCY IS STILL TRYING TO COLLECT.

    I ASKED FOR VERIFICATION AND THEY SENT ME A COPY OF AN INVOICE FOR FROM THE UNIVERSITY IN THE AMOUNT OF 975.00 DATED 6-21-2004.

    I OWED THE 551 FROM O2 WHICH HAS BEEN PAID AND I HAVE A RECORDED OF THE PAYMENT.

    IM SIMPLY TIRED OF THESE COLLECTION AGENCYS SO I WANT TO SUE WHATS THE NEXT STEP. THEY HAVE NOT YET PLACED THIS ON ANY OF MY CRA'S

    975 IS NOT VERIFYING 551

    IM GUESSING THAT I SEND LETTER NUMBER 2

    AND IN CASE YOUR WONDERING I DONT OWE THE 975 EITHER.
     
  2. NX250

    NX250 Member

    bump
     
  3. fun4u2

    fun4u2 Well-Known Member

    ok I see so basically you are playing dumb trying to get them to violate so you can get $.

    you are alllowing them to pursue you by not properly validating when you already have the proof the acct is paid?

    well since they are not aware of that if you file a claim against them in court your idea may backfire.

    I personally would send the CA a letter stating that they have an invalid debt.by CMRRR

    explain that you already paid the school prior to them collecting. and send a copy of your reciept this should get them to go away!

    as far as any damages, since they are not yet reporting anything on your bureau I don't see the point , its not like you disputed the acct with the CRA and they verified it knowing that the acct is inaccurate.

    if they continue to pursue you for collection after you inform them that the debt is paid, or they pull a hard then thats a different story.

    I wish ya luck
     

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