Hello Everyone! Above I placed the address for a new site. It's the direct link to the companies FAQ for credit cards. From there you can click other links and browse other areas. This company is owned by Wells Fargo but does business separate from the its parent company (Wells Fargo Bank). As a matter of fact their credir cards, auto loans, and other products are not apart of parent company. If you go to wellsfargo.com (parent company) there is not a link to wellsfargofinancial.com. This company used to be Norwest but was bought by Wells Fargo. This company gave me a subprime car loan (its shows on my CR as Wells Fargo) about 5 months ago. The rep told me to wait 6 months and apply for their credit card. He said I would probably get a $1000 limit( I think this is the starting limit for all!) with regular reviews for limit increases. Others I have talked to are very pleased with this company (one person told me she went from $1000 limit to $2000 in one year). I think that this might be a great pace for subprimers to get easier approval and high credit limits. Here's what I am proposing: Everybody call their toll-free number and tell the rep their credit situation. Then ask how easy approval would be and what the possible limit will be. We then all report our findings. Some of us will then maybe apply and report the outcome. Check out the site and see if your interested.