They have officially waved the white flag! The Credit Store P.O. Box 5217 Sixoux Falls, SD 57117-5217 Main 1-800-353-0527 Fax (605) 339-7550 www.creditstore.com February 18, 2002 tmitchell my address Re: Account number xxxx xxxx xxxx xxxx Orignation number xxxxxxx Dear tmitchell: This letter is in response to your recent inquiry regarding your account. This account has been closed because we were unable to obtain original documentation from the previous lender. We will not contact you regarding the previous loan with XXXXXXX. We have issued credit for the settlement amount of $1,010.00. All finance charges and fees have been reversed. Your current balance is zero. If you have any further questions or concerns, please feel free to call our Cardholder Services Department at 1-800-353-0527. Sincerely, Correspondence Department The Credit Store, Inc. Ns DspPrvsDbtCloseZeroBalVisa This is an attempt to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector. All cards are issued through Plains Commerce Bank, Hoven, South Dakota. This collection agency is licensed by the Collection Service Board, State Department of Commerce and Insurance, 500 James Robertson Parkway, Nashville, TN 37243. North Carolina Department of Insurance Permit Number 3400.
WTG Congratz....I hope you can help guide me through on what you did since we have very similar situations on Credit Store. Also did they credit you back the payments you made to them? again congratz Kinetix
Way to go! I got the very same letter after I asked Credit Store for validation- obviously there is a problem with recordkeeping at this agency. I was almost roped into there whole credit card scam but thought twice and sent a validation -- thank god, I didn't go for it!
I actually went for it and made (3) $35 payments to them before asking for validation. They said all amounts are being credited. I'll see if I get anything back.
Unfortunately I went for it also and in alot deeper than you around $1000 out of my pocket *sigh* . Tmitchell if possible can you email me a draft of the validation letter you used. Thnx