I have a few fully paid and closed accounts that have 30 and 60 day late pays against them.. Most of them are from before 1999, but I'd like to get those removed while I send out all the other letters I am sending. Can this be done? I don't want to dispute the account.. just the late payments.. some have 6 or 7 I can't find an example letter and procedure anywhere... Thanks for this and all the help I've gotten
if they are closed, then you are risking deletion of the entire account. try a goodwill letter to the creditor.
