Hey everybody, This is my first post to this board, I've been reading for a week. I got myself in big trouble in 1998. I lost my job, my car got repossed by ford credit, I got kicked out of my apartment ($2400 judgement), and I defaulted on my student loans. All within a 6 month period. Needless to say it was a rough time for me. I am trying hard to correct those mistakes, I was in the 700 club prior to '98. I have fixed most of it except the Student Loans and the repo on EXP. I have 9 student loans= $27,000. I want to pay them off, I called Sallie Mae, the original holder, and they told me to write a letter explaining why I think they should buy them back. I was hoping someone might offer some advice or have a sample letter. Thanks for the help. Combackkid exp=514 exf=538 tu=?