I'm a newbie, Right now my credit scores are all around 600-605 with no overdues, only bad things on my credit report are 3 charge offs that are all paid, an IRS lien paid, and a state tax lien NOT PAID from 1993 (shouldn't that drop off soon?). Anyways...got a crapload of Cap 1s, all with perfect payment and about 75% utilization. No lates at all. I know I'm heading in the right direction with my finances, just want to start getting good credit cards again. My question is this...Has anyone used Lexington Credit Repair, as advertised on this web site, and if so, were they satisfied..etc. Also, from any of you experienced credit folk out there, how may points do you think I could add on by using such a service. Thanking you all in advance. PS...I know most of you do-it-yourself, but for the next 3 months i will have EXTREMELY LIMITED time, as my job is very busy in summer. Thanks to all who respond
gooddayz ================= Do a search here on Lex. Also click on FixYourOwnCredit! in my signatture below. http://consumers.creditnet.com/stra...+own+AND+credit THE END ** *** ** LB 59 """""""""```~~~```'"""""""""
In 4 months Lexington managed to get a whopping 1 TL off my reports (all 3). 2 months after I discharged Lex, I cleaned off TU (7 TLs), and removed 5 from Exp, and Equifax........... they just suck. Lex was not very effective for me.
