Lex--Strange things are happening

I also have begun to wonder what is going on with them. I was considering joining, and Jason had posted some messages on this board, I asked for his email address to go over some concerns and he never responded. I am curious as I have seen him post in the past that he was an employee, recently he indicated he does "consulting".

I asked Lex via email if they use "remailing" as Junum seems to do, and if so, what was their position on the legality of this. The only response I received was "What we are doing must be legal, we have been doing it for over 6 years. If it were not legal, we would have been out of business by now."

Basically they didn't answer my question, and also ignored other inquiries I made in my email. I asked if they could refer me to some former clients, providing my email address, so I could determine their experiences. They refused to do so.

 

I have been using Lexington's services since April '01 and have been very impressed with the results so far. In four months, I have seen a chapter 13 removed on one report, tax liens removed on two reports and multiple negatives reported on all three reports. I thought the public negatives would be the hardest to delete and they have had great success.

 

I used Lex for a year, just cancelling last month. I had positive results. A few times they would redispute items that had been deleted so I know they are not perfect. They did get results for me and I have posted them here.

Just the same if you do use a company I would blackout (or whiteout) positive tradelines before sending the reports to them. Stay on the safe side. Also copy and forward the reports to them within a day or two at the most. You need to keep it going as fast as possible. They told me to make notes on the reports to give them more information that might be helpful. I don't know if it really helped them, I think they use standard letters, but it did not seem to hurt.

John

 

Hey guys,

I'm alive and well (lurking mostly) on the board. I DID respond to your earlier request and I never heard from you.

Again, my email is rudiger@inconnect.com. I stand ready to assist.

By the way, to the poster who mentioned that Lex service might be slipping, I'd like to know what you mean. That shouldn't be happening. They're doing better than ever.

Thanks.

 

I have been with Lexington Law Firm since Mid March of this year. Here are my results to date:

With Experian: They are disputing 6 accounts including Discover, CB, ANBCC (all three closed account on me when I start fooling with Ameridebt), FB store credit card with two latenesses, OSI cell phone collection account and PECO the energy company that lists only on my experian report that they closed the account on me.

First, I hate Experian, This is definitely my worst report. The PECO account was deleted. The FB account latenesses were deleted. Three of the 6 discover latenesses were deleted. Everything else is supposedly in progress. Last time I checked my score was a 597, this was about 10 days ago. 12 hard inquiries (past two years, 3 in the past 6 months) and 15 soft.


TU: OSI, Discover, ANBCC, FB and CB. OSI was deleted, CB was deleted, three lates from Discover were dropped, one FB lateness was deleted. The collection has been deleted, the CB account was deleted, three lateness were dropped from my DF account that had 6 latenesses. My FB account went from 2 latenesses to 1 and the rest are listed as in progress work. I never got a real score for TU, just the worthnotknowing.com score of 10. 10 hard inquiries (4 in the past 6 months), 20 soft

Equifax: Same five accounts as in TU, but DF has been deleted, the collection was deleted, FB deleted one late, the energy account was deleted (donâ??t know why it was not negative on this report). 1 hard inquiry (1 in past six months) in the past two years, 33 soft. Score of 665.

These are my Round 2 results as of middle of July.


Of course it hasnâ??t came without its frustration as a lot was going on with the company having payment problems with me which were not my fault and problems with people not returning phone calls or emails. Everyone has their stories about the company, some good and some bad. I guess it depends on how bad you want credit repair, how far you will go to get it and what you can and cant deal with in order to get there.

Today is August 9. They were to automatically withdraw their monthly payment of 30 or 35 dollars out of my account whatever it is on August 3. I have had so many problems with them in this department. A lot of people are probably reading this saying, well you should be happy, that more money in your account since you didnâ??t pay them, but this is the entire source of my frustration with this company. In two weeks, I will get an email from someone saying my draft did not go though, but in reality the money has been there the entire time. The email will also say I know owe 15.00 extra dollars for returned draft. When I entered this program, I entered all my information correctly into their online form. Then I got this email and they told me to call, so I finally get a live person and they had reversed my routing and account number, so we fix it, everything is fine right? No, this happened two more times, the second for the same reason as the first. The third time this happenedâ?¦..guess what I received an email from someone else saying I was being dropped from the program for non payment! So I am pissed! I came here to the boards and voiced my anger and the next day I received a phone call at work from someone who asked if I really want to drop the program and the proceeded to tell me for some reason there was a mastercard listed under my name! I donâ??t own a mastercard! He probably should not have told me this because this tells me that this company needs to be more organized. There arenâ??t a lot of businesses where a customers phone call should go unanswered for 3 days, but mine did. And my emails, werenâ??t answered either. Don't email me and tell me to please feel free to contact you if you wont be willing to hear what I have to say.

This is just something to think about when it comes to Lexington. Some people love them, some people hate them, but I am just in the middle.