Of the five accounts with the same creditor (American General Financial) only one negative remains, three were already positive and one was changed from negative to positive. My current auto loan with one 30 day late payment last year was completely deleted. My prior auto loan with two 60 day lates was completely deleted, as was a Macy's account that was a chargeoff. Strangely enough Macy's verified the same dispute from Experian. I now have eight negatives remaining on my TU report with one of those having a header which says "The following item is suppressed pending credit grantor update".