Last year, we built a new home. The general contractor took out a construction loan and handled everything. Found out last week he claimed bankruptcy. He paid only half of the subcontractor's on my home. Some plan on liening my home. My attorney says that we can easily take those liens off because we went through a title company and everything was signed for free and clear of any/all liens. Basically, this guy was a crook and took their final waivers, but did not pay them. When these liens hit my home, will they be reported on my credit? Like I said, my attorney will have them removed (for $$$$) but in the meantime, I plan on purchasing a new car, and refinancing the house. Anybody know anything about mechanics liens?