Life After Chapter 7

Discussion in 'Credit Talk' started by Charles, Jan 15, 2001.

  1. Charles

    Charles Guest

    I have filled for chapter 7 last year FEB and it was final in JUNE. I'm looking trying to restablish credit and build again. If your out there and willing to share your walk back to establish your credit either by loan, credit card etc. let me know.
  2. Larry

    Larry Guest

    Start with a secured credit card. <>, or <>

    Good luck in your journey !
  3. credit sma

    credit sma Guest

    Try on their secured card.This bank is good for people with bad credit.

    GEORGE Well-Known Member

  5. Jim

    Jim Well-Known Member

    Excellent advice.

    I was sent invitations by both companies as I was filing my Chap 7 B.K. The Capital One offer was better. I requested and received it in Nov. 1998, the same month I filed. My attorney at the time told me that this would happen and advised me to take at least one offer.

    Keep a sense of humor over what is happening. It is not the end of the world. Just don't plan on buying or leasing a Mercedes any time soon. Sorry for the bad humor. I guess I am too relaxed over my B.K. at this point.
  6. Jim

    Jim Well-Known Member

    Charles, Did you have a forclosure associated with your B.K.? If I may ask?
  7. Charles

    Charles Guest

    when you say foreclosure explain?
  8. Jim

    Jim Well-Known Member

    Did you have a house reposession as one of the items in your B.K.?
  9. Charles

    Charles Guest

    oh no i don't have anything like that
  10. Larry

    Larry Guest

    Thanks George... I was wondering why it wasn't working.

  11. Jim

    Jim Well-Known Member

    Good for you!! A forclosure complicates the B.K. I know because I had both.

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