I have filled for chapter 7 last year FEB and it was final in JUNE. I'm looking trying to restablish credit and build again. If your out there and willing to share your walk back to establish your credit either by loan, credit card etc. let me know.
Charles, Start with a secured credit card. <www.capitalone.com>, or <www.providian.com> Good luck in your journey !
Just for point of reference... if you want to make the link with the <xxxx> you have to put the whole address... http://www.capitalone.com http://www.providian.com
Excellent advice. I was sent invitations by both companies as I was filing my Chap 7 B.K. The Capital One offer was better. I requested and received it in Nov. 1998, the same month I filed. My attorney at the time told me that this would happen and advised me to take at least one offer. Keep a sense of humor over what is happening. It is not the end of the world. Just don't plan on buying or leasing a Mercedes any time soon. Sorry for the bad humor. I guess I am too relaxed over my B.K. at this point.