I have both creditexpert & PG for dh's credit reports. I pulled them & found that Experian is perfectly clean on both sites. No negs what so ever. I had not made any disputes on the remaining negs. A judgment fell off (due to come off in May anyway). 2 collections gone. One due to come off in October, the other bogus that hasn't been validated, but I hadn't gotten around to disputing. I decided to check myfico for the actual fico score & to see if it was clean as well. The bogus collection is on the myfico report. What should I make of this? I can understand PG being different, but is creditexpert a 3rd party company as well? Or is it possible, that myfico just hasn't gotten updated info from Experian. (of course, the items could always be back next month) Any thoughts? THX
