Re: Re: Re: Line increase question. GatorDeb | 38 posts since Jul 2002 68.96.224.14 | 04.17.2003 @ 15:57 What the heck. It is a Bank of America Platinum. I started with 5k and did some balance transfers and some purchases. I used up the line then paid it off, used it up paid it off, etc. Out of 8 months, I made minimum payments for around 3 of those (and the other months I made payments of 700, 1000, 300, etc). I was told I can ask for another line increase in 4 months. It was raised to 7700 after four minutes on hold on the phone. So does that mean that Bank of America has trust in me? Would someone with a better history have gotten it raised to 10k, or is what I got the norm? Should I be glad of getting an increase period? I had a Bank Transfer of 5,500 with BofA, paid it off in several months. Didn't use it for several years, and asked for an increas. Was raised to 8,000. I didn't use it after the BT.
Re: Re: Re: Line increase question. Gator deb my nine months is up in may I will let you know original limit was 7500 .
Re: Re: Re: Line increase question. MandyB try ALL credit cards closed by credit grantor. I had CitiBank ($5000), MBNA ($2500), Discover ($1000), a Credit Union CC ($500), CompUSA ($700), and OfficeMax ($1500). July 2001 is when I turned it all around. I'm an A+ customer now I now have Bank of America Platinum ($7700), Bank of America Secured Gold ($250, comes up for review on August, perfect history so far - I use and pay off around 5-6 times a month), Dillards ($1000), and Mobil ($250). The Dillards is a sock drawer card - it was opened in 1999 so I wanted to keep it open. The Mobil is a gas card/pay off monthly card. The Secured Gold is my "debit" card - I use it for daily purchases. My Platinum was my Balance Transfer card and big, planned out purchases card I sent the PlanetFeedback to CitiBank last week. Here's hoping. That's my oldest card and would greatly boost up my rating. My balances are: Bank of America - $3200 School Loan - $5100 MBNA - $1500 Medical Bill (&#^@& student insurance) - $2000 ------------------------------------------------------ $11,800. When I started I was around: CitiBank - $6700 Discover - $1600 MBNA - $2200 CompUSA - $750 OfficeMax - $1400 Medical Collection - $1800 Medical Bill (same one as of now) - $2500 School Loan - $5500 Allergy (#&$*# student Insurance) - $600 Credit Union - $500 Those were my STARTING balances on July 2001 - $23,550. Add to that interest paid, and you get over $24k.
Re: Re: Re: Line increase question. Good for you! Congrats on turning it all around so quickly. You must be very proud of yourself and righfully so. Your CL increases will come.
