On my CR, a Derog is listed with Ic systems ( CA). But another CA (Pr Asset) is calling about the debt. When I sent a validation letter to the IC system company, they never responded, should I send a letter to the CA that is calling about it now? Or just ignore them? Thanks me
Agencies only keep accounts for about 6 months before the original creiditor will pull the account back and list it with a second and sometimes third agency. Once the account is removed from an agency. they have no financial interest or ability to confirm the account is accurate.