I had a home loan with Litton that finally foreclosed in 2010 right before their later sale to Ocwen. Ocwen has no records of my account, as I have done two info requests for a tax issue. With Litton now out of business and Ocwen having no records on my acct (even in Archive) I am thinking about disputing with the big 3. They have nobody to verify with. Anyone else been down this road specifically related to a defunct OC? What reasons should I use as the basis for the dispute? Equifax and Experian show a past due balance with Equifax also reflecting that the foreclosure has just started (it finished in 2010). TU is the only one that has 90% of the information as correct..it has the wrong balances listed that were part of the writeoff.