As some of you may recall, I posted awhile back that I had applied for a CITI Illumina and was declined due to "no balances on my revolving accounts". I then PFB'd them and complained about the denial. I just got off the phone with a woman from the executive offices, they manaully reviewed my credit report and have issued a CITI card with $1700 CL to me. Bye Bye forever Cap1! This board and the wonderful information contained within it's pages really works. Since joining this bord, I have been able to remove most negative listings from my credit profiles. (I have two holdouts which simply won't come off.) I haven't had to pay anyone else to do it for me, and now I have a prime unsecured credit card. It takes time, but it is well worth the wait. Now I feel like a real person (in the credit realm anyway). Thanks to everyone that has posted constructive information here!!!
Mitcra, Congratulations on the new prime card - I bet it makes you feel good to know your work payed off dearly. By the way, is there a number I can call to find out the status of my citi application? -Sal
Hi Sal, Marci supplied this number: 1-301-733-5501 I called and it worked, but I called after I got my denial letter. I do not know if they will discuss it with you beforehand.
Mitchra, The woman stated I had several accounts with 120 day lates. I was really hoping they would have just looked at the score (660) but no dice.
my dad just got a plat select from them, only 3k limit though, how are they about bumping up if most of your cards have higher limits