"Dear Mr. XXX: This letter is being sent to you in response to your letter dated April 16, 2001. We are in the process of getting an itemized statement from our client; this could take up to six months before we have the item. As soon as I receive these dcouments I will forard them to you. Should you have any questions in regards to this matter, please don't hesitate to call. Sincerely, Sherrie G." SIX MONTHS??? Are they kidding me? What happened to the thirty day response requirement? Is this a hoot, or what? So, at this point, what would be the best thing for me to do? Wait the thirty days out, and then send them a follow-up letter telling them they can't now collect from me? Or should I go ahead and call them right now and tell them that? While this account is not presently on any of my credit reports (but is on ChexSystems since it was a balance due from an overdrafted checking account), should I also demand that they not report it to any of the bureaus and that they remove it from ChexSystems? What do you think? Appreciate your advice, and that of anyone else who is reading this. Thanks in advance for your replies.