Re: lizardking letterworked to well I found a variation of it here: http://www.faircreditmovement.org/samplevalidationletter.htm. Yours is definitely more complete. Email me if you want to talk more about it.
Re: lizardking letterworked to well __________________________________________________ http://www.ftc.gov/os/statues/fdcpa/letters.htm November 26, 1993 Douglass letter: See question 3 "Finally, you ask whether a creditor could have potential liability under section 5 of the FTC Act for "engaging and directing" FDCPA Response: "If a creditor knowingly approves of representations made by its debt collectors that violate the Act or acts in concert with or knowingly assists its debt collectors in making these representations, the creditor may have engaged in unfair or deceptive acts or practices in violation of Section 5. Also see: December 23, 1997 Cass letter: Paragraph III. "Is it permissible under the FDCPA to cease collection of a debt rather than respond to a written dispute" FDCPA Repsonse: "Yes. There is nothing in the FDCPA that requires a debt collector to continue collecting a debt after a written dispute is received. Further, there is nothing in the FDCPA that requires a response to a written dispute if the debt collector chooses to abandon its collection effort with respect to the debt at issue. See Smith v. Transworld Systems. Inc., 953F.2d 1025, 1032 (6th Cir. 1992). Is this what you were looking for? Tuit
