Of course I want your help too Roni. I appreciate it, I have some other questions for Lizardking about various things.
i answered it below. one more thing. on all my reports the 0pened date/reported since is when it was charged off. You must find out when it was charged off. If you know when, tell us. If you dont know when, but have an idea you must challenge the dates. It sounds like it charged off in 1995 or that is what the collection agency is telling experian. Was it in 1995 or was it earlier. roni