To tell the truth, some of the most informed discussions regarding validation were written by Marie. Look for Marie's comments (or comments directed toward Marie) in these and other threads: -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=30293 -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=31586 -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=36700 -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=36877 -- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=49337 I hope this proves helpful to you. Doc