TRANS UNION UNIPAC SERVICES ACCT#XXXXX COLLECTION ACCT <PAID COLLECTION> STUDENT LOAN VERIF'D 08/2000 BALANCE $0 INDIVIDUAL ACCT OPENED 10/1996 MOST OWED $3187 PAY TERMS: 83 MONTHLY CLOSED 06/1998 >STATUS AS OF 06/1998: PAID COLLECTION< EXPERIAN UNIPAC SERVICE CORP DT OPENED DT OF STATUS TERM RESP. CL RECENT BAL 10-1996/ 7-1998/ 83 MO. IND. $3187/ NA 1-1997 7-1998 NA COMMENTS STATUS: PAID COLLECTION ACCOUNT HISTORY: COLLECTION AS OF 7-1998 180 DAYS AS OF 2-1998 TO 5-1998, 2-1998 150 DAYS AS OF 1-1998 120 DAYS AS OF 11-1997, 10-1997 90 DAYS AS OF 11-1997, 8-1997 60 DAYS AS OF 7-1997 THIS ACCOUNT IS SCHEDULED TO REMAIN ON YOUR RECORD UNTIL 7-2004 EQUIFAX: UNIPAC WHOSE ACCT. : I DATE OPENED 10-96 MONTHS REVIEWED 18 DATE OF LAST ACTIVITY 6-1997 HIGH CREDIT $3187 TERMS 83 MONTHS ITEM AS OF DATE REPORTED: BALANCE $0 PAST DUE: BLANK STATUS I5 DATE REPORTED 2/01 PREVIOUS PAYMENT HISTORY; 1 TIME 60 DAYS LATE; 9 TIMES 90+ DAYS LATE PREVIOUS STATUS: 5/98 - I5; 4/98 - I5; 3/98 - I5 STUDENT LOAN PAID COLLECTION Now according to Equifax, the date of last activity is 6/97, I believe that this is when it was sold. Now how can Experian report info well into 1998? Any ideas on what type of letter I should send to Unipac. This is the only negative item on Trans Union. It's one of two negative items on Experain, the other negative item will fall of 1/2002! So if I could get this off I would be in great shape. Any ideas would be helpful. Thanks for taking the time to read this.