lkh - Question about removal o

Discussion in 'Credit Talk' started by Chet, Nov 27, 2000.

  1. Chet

    Chet Well-Known Member

    Hi lkh,

    I read your post a few pages back about your experience of having your Bankruptcy removed from 2 of your credit reports. I just have a few questions if you don't mind:

    Was the BK actually yours? (so that it could be verified)

    If it was yours, was it not verified, thus the reason for the removals?

    How old is your bankruptcy?


  2. LKH

    LKH Well-Known Member

    RE: lkh - Question about remov

    It was a chapter 13 bk that was mine. I filed it after losing a court case. I was premature with it as an agreement was worked out. I therefore did not pay the remaining fees and had it dismissed. The bureaus showed it as a current bk. It should have been shown as chapter 13 bk - dismissed. I disputed it with Equifax saying there was no bankruptcy. They completely deleted it. Experian I did the same but they verified(so they claim - the bk clerk said there was no communications noted in my file) I called back to Experian and told them I din't believe they verified it and wanted to dispute it again. The rep took my dispute over the phone. I this time disputed it as filed but dismissed. About 1 week later I got an updated report showing it deleted. The 13 was filed in June of 99. Hope this answers your questions. Any more just ask.

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