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Discussion in 'Credit Talk' started by Nancy Klin, Jan 7, 2001.
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Contact your insurance agent. If you have cash value in your insurance you can borrow against it. Keep in mind, in case of death the benifits will be reduced by the amount of the oustanding loan.
How I know if I have cash value? And does my credit rating effect this?
If you have a whole life insurance that is a few years old, you probably have some cash value. Insurance policy loans do not show up on your credit report.
I have one that is six months old.
Probably no cash value. Consult with your insurance agent.