Hi, I have about $10,000 in credit card charges at a apr of varying between 13% - 24%. I was considering get a personal loan to consolidate my charges and hopefully at lower apr. I was looking at the discovercard.com website and see that they have personal loans and was wondering if anyone had any dealings with them? Do you think it would be a good idea for me to get a loan? I am also wondering if you know if I already have a loan out will I be able to get other loan if the first one is not paid off yet? Any help or ideas would be great! Thanks!
