lost my last hard on EQ this am, and one on TU (one left) Mortgage guy is pulling a tri-merge, so I'll be adding an inquiry. I just wanted 24 hrs of inq. free report! LOL Oh well, 45 more days! I only gained one point on EQ, and the inq was from 8/26. Funny, I lost 7 when it was added, only gained 1 back. I got ripped off! LOL