A new card was mailed to me a week later and I have been using it faithfully to build credit. My question is whether the first card listed as "lost or stolen" on all 3 CRA reports is hurting my FICO score? Or is this an irrelevant neutral type issue that I should forget about? Both cards have truthfully been reported to the CRA's but if the first card is hurting me, I want to try and delete it. Does anyone know if that first card is hurting my FICO score?