I know that everybody says that Lost or Stolen credit cards should be removed from a report after two years, IF there was no adverse history, but could some point me the direction where that is in writing. I have three L/S cards showing my Equifax, I can't get them removed for the life of me. One was lost in 12/98 the other two were stolen 4/99. With no adverse history. I have that two-year statement in writing from EXP and TU just removed them no questions asked just EQ is being stubborn.