Anybody know of a good BT card that pulls mainly from TU for approval? My Experian has on bad account and Equifax is BAD, student loans to fix... Thx
Citibank 0% apr for BT for 9 months through coupon ads, 2.9 or 3.9% through online site... Chase 2.9% apr through online site... Both really rely on TU nearly exclusively.
I beg to differ. According to the inquiries that have been added to www.millcbs.com just within the past 6 months, here is the breakdown: Citibank: EXP: 12 EQU: 21 TU: 12 It seems that the majority of the Equifax inquiries were from those in the east and southeast USA, while the midwest/west/southwest had their TU or Experian pulled. As for Chase: EXP: 7 EQU: 0 TU: 16 30% of the Chase inquiries within the past 6 months went to Experian, not TU. I would not call that 'exclusive'. If you want to know which creditors pull your history from which CRA, check out: www.millcbs.com - Millennium Credit Building Strategies - Home of the Ultimate Creditor/CRA List! If you've applied for credit recently, please visit our site and add your inquiries to the database. It's the only way to keep this valuable and FREE resource available and beneficial to all.
That's an interesting site, definitely. Makes some sense also, as I was just approved for a Providian $1000 Gold card, and my Experian number is very good, and Equifax is poor. Results for last 12 months Providian has Equifax 2 times and Experian 4 times.
