LOWER MY BILLS! THE SEARCH TO FIND A BANK THAT WILL TRULY HELP OTHERS FIND WAYS TO ALLEVIATE THE BURDEN TO STRAIGHTEN OUT THEIR FINANCIAL SITUATION IS A LONG JOURNEY. Some time people think about refinancing their home equity loans to lower their bills and lessen the monthly outflow. Typically when you're in the processing of researching and applying for a good loan most people that you talk to are just sales people that don't really give you good help they try to make a quick decision on whether or not they can get a loan done & then if they can't they offer nothing to get you where you need to be like a place where people can tell you whats wrong and how you go about planning & executing the path to having a better profile. While surfing the web I found a blog that promotes a very good well known mortgage bank in chicago but does business all over the U.S. if you happen to be in the need of a good bank you might wanna try the blog http://www.determined-4-excellence.blogspot.com and check'em out. If anyone out there knows of any other good spots to good people place it on this thread. It'd be much appreciated!