Lowe's Card

Discussion in 'Credit Talk' started by Himmel, Mar 31, 2001.

  1. Himmel

    Himmel Guest

    WooHoo! Drinks all around! :)

    Lowe's gave me an istant credit of $300. It even gave me a credit card & reference number so that I can start using it online at this very moment. Wow! Not that I would of course. And I could use credit before that card gets here by merely flashing an ID at the register, & they'll issue me a temporary card. Now that's a place that wants your business. Places that also accept lowe's card are:
    http://www.lowes.com http://www.kobalttools.com
    http://www.harborbreeze.com http://www.reliabiltdoors.com

    Good Bye and Good Riddance to Home Depot! I spent so much $money at the place yet they denied me credit which I don't even plan on using, just wanted a retail card to go with my credit portfolio. #@!$@%$@#$#@%

    Okay, I admit, I fell off the wagon this wknd. I applied for platinum citibank, cap1, travelocity MC, & target before I went to Lowe's. Target gave me a "techical difficulty can't process application" blah blah blah.

    Lessee, if Target approves, that'll be 2 retail cards,
    a mortgage, a car loan, and could I possibly be looking at
    replacing CorTrust with Chase? Aria with CitiBank, and Orchard with Amex within a year? hmm :)
    Wouldn't that be a near perfect credit portfolio.

    Nonetheless, Drinks are on me!
  2. miles

    miles Well-Known Member

    A big Congrats!! Can you give us a card number so we can order the drinks online?? LOL
  3. Himmel

    Himmel Guest

    Lol, heh heh, that's cute*

    Thanks miles.

    GEORGE Well-Known Member

    I'll take a case of PEPSI...

    I don't drink...
  5. Himmel

    Himmel Guest

    George, I don't drink either, just a social drinker. Now why can't any of my friends be non-drinkers? They drink like a fish!

    TopTen, it's been over a year ago since I was turned down by Home Depot, I only applied at Lowe's. So if it's both issued by Monogram Bank, I guess I've cleaned up my act enough for them to change their mind. No wasted inquiry here.

    And yes I do know about the connection between Travelocity & CitiBank. But I'm playing the credit game that everyone here is playing, getting a different CitiBank card, then calling to cancel one because you prefer the other one yet having the credit of the closed limit tacked on to the one I plan on keeping.

    As far as Target goes, well I've seen it noted on this board of how easy it is to get. I haven't stepped inside a target here in Kansas yet, I mainly go to Wal-Mart. But if that's what FICO takes into consideration for a high score, having a retail card along w/ open revolving, a mortgage, etc.. & that's exactly what I'm doing. I know that initially, these inquiries will hurt, but in the long run, based on everyone's testimony of what cards to have, I believe I'll achieve a higher FICO score as a result.

    Thanks for your concern about wasted inquiries. And oh, I don't like doing homework, so can I copy off of you TopTen? ;)
  6. Cadillac408

    Cadillac408 Well-Known Member

    Can I get...

    ....a double shot of Hennessy? ;-)
  7. anne

    anne Guest


    How will all these entries effect you score? I was approved for a Dillards charge card, but turned down by Sears and Famous Barr. I got a loan to pay off Providian ($700) and a $1000 loan from my credit union. I would like to aplly for a Target, what would my chances be of getting one or would I just waste an inquiry?

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