Lowes CC - First denied then aprvd?

Discussion in 'Credit Talk' started by DaveLV, Aug 6, 2002.

  1. DaveLV

    DaveLV Well-Known Member

    On July 19th I applied for a Lowes credit card. I figured between Lowes and the Home Depot card I already have I could take advantage of enough 0% finance offers to help with things I need for my new house.

    I was denied online for the Lowes card. It was a flat denial and not a "we'll get back to you" kind of message.

    Yesterday a Lowes card with a CL of $2,000 showed up in my mailbox. I called their automated system and it is the same system as the Home Depot card. I asked the system for a $1,000 CL increase and was refered to a live person. I asked her if I qualified for an increase and she said she could increase the limit to $2,400 right away. I accepted.

    So I got a card on a denial and an immediate CL increase.

    Weird.
     
  2. kbanger

    kbanger Well-Known Member

    Congratulations, who did they pull and what was your score at the time. Thanks so much for dealing with all my requests
     
  3. DaveLV

    DaveLV Well-Known Member

    Never a problem to answer a question. I should have put the CRA and score in the first message anyway.

    They pulled TU and my Empirca score was 711.
     

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