I checked my mail yesterday and had a letter from them. They regret to inform me that they closed my account with Lowe's (after 5 months) for the following reasons. According to my CR report of 6/8/01 (mind you it took until 7/10/01 to produce this letter), 1. I am using more than 75% of my available credit (duh, I'm a new homeowner that needs things in the house, hence getting the damn Lowe's card to begin with). 2. Average number of months tradelines have been opened (duh, I got new cards when I got a new house) 3. Worst current payment status for tradelines reported in credit file. Whatever the hell that means, and whatever it means, my payment status for any of my tradelines hasn't changed since I got my Lowe's card. I haven't paid anything late in well over 2 years. I'm ordering my CR today just to see what's on it that I don't know about. i'm also going to call these *******s. I don't want the card and planned on paying the thing off first of all my cards, but they'd better not put any stupid $h#t on my credit report. Talk about BS, I'm just irritated that they can just pull my report for stupid reasons and call it an Account Review or whatever. I didn't ask for an increase, don't want an increase, and further as long as I pay your @$$, so what if i'm using more than 75% of what's available to me.