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Lowest FICO for target visa?

Discussion in 'Credit Talk' started by Scrivener, Sep 18, 2002.

  1. Sep 18, 2002 #1
    Scrivener

    Scrivener Well-Known Member

    I got the target guest card last month (paltry $200 limit, but I desperately needed the positive TL)

    Now I want target visa. Millcbs indicates target visa is attainable with a 650 fico. Mine is 655 with derogs in dispute (got guest card with 631 and derogs in dispute)

    Do you guys really think 655 is enough for target visa? I'd hate to waste an inquiry.

    Scrivener
     
  3. Sep 18, 2002 #2
    christi523

    christi523 Well-Known Member

    I think my Fico was at 652 when I applied. I only got approved for $500 though, but thats better than getting a denial.
     
  4. Sep 18, 2002 #3
    jobtimer

    jobtimer Well-Known Member

    bump
     
  5. Sep 18, 2002 #4
    FicoSux

    FicoSux Well-Known Member

    I got mine with a 652 as well. I also had derogs in dispute. 500 limit 18.9 APR reduced to 15.9 at activation.
     
  6. Sep 18, 2002 #5
    DHK

    DHK Well-Known Member

    DITTO!

    I just applied and was also approved for little $200 limit Target Guest card. My goal is to build it up to be a Target Visa card. I plan to make 1 or 2 purchases, and stick it in a drawer. 1 year later, apply for a new Visa card.
     

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