I show two people pulling my credit report (HARD) one looks like this .... below ... ** lplace *** The other is Novus...???? **Novus Services ** Who are these people...?? I have tried to research on the web with no luck.. Thanks for any help!!
IPLACE <http://www.consumerinfo.com/home_pca.asp?sc=1368522A> IF THEY DID A HARD...THAT IS WRONG BECAUSE YOU ARE ASKING FOR YOUR CREDIT REPORT...NOT APPLYING FOR CREDIT...MUST BE CHANGED TO A SOFT...
George after seeing your link...??? I do not understand... My file showing lplace-disclosure?? I have never ordered my credit report. (only provided once I put a fraud alert on my file). Why would I have 6 of these showing on my file?? 3 are after my fraud alert....??? That's why I don't understand...!! The others .... well... that's why I have a fraud alert..(self explanitory) Any Idea(s)..??? Thanks MartysGirl
Re: George after seeing your link...??? You should also remember that there is some shared ownership between Iplace and Qspace, with the two being sister companies, especially if it was pulled on equifax. VJ
Re: George after seeing your link...??? You didn't say if the inquiry was on equifax but it still sounds like you tried to get a report or score from someone else that may have accessed iPlace for the info ie; www.iplace.com www.qspace.com www.consumerinfo.com www.freecreditreport.com and others. I do not recommend them at all in any way and suggest staying away from them at all cost. Try calling Iplace in the morning.This is the only contact info I have; Sheldon Lim Product Manager iPlace.com Tel: (714)385-2123 Fax: (714)978-0060 http://www.iPlace.com Email: slim@iplace.com" VJ
Re: George after seeing your link...??? Geo ,this is what equifax said about it being hard. From; @equifax.com Mon Apr 02 14:2001 As per our earlier conversations, this is to confirm that Equifax inquiries along with those of our link partners, such as QSpace, are not calculated in your BEACON score. If the inquiry is displayed to the credit grantor, then BEACON has logic to bypass it if it is not associated with an actual application for credit. ------------------------------------------------------------ Great, but that doesn't tell me that the other thousands of other in-house scoring systems have the logic, especially since it looks to me like they have tried to increase the error/defect rate on other second party score systems that don't have the logic to bypass it in their scores. VJ
Re: George after seeing your link...??? I AGREE WITH GEORGE...SOMEONE IS PULLING YOUR REPORT, OR TRYING TO FROM Q-SPACE OR iPLACE. MAYBE THEY ARE TYPING IN THE WRONG NUMBER OR SOMETHING BUT I WOULD CALL.
Re: George after seeing your link...??? When I first started applying for credit I messed up a couple of times on the first 3#'s of my SS#...somebody probably got a "HARD" put on their report also...
