Has any body had them jack your late fee and overlimit fee. They just jacked mine from $35 to $39. The notice says>The factors we considered in reaching the decision to amend these fees included your balance with MBNA transaction volume with MBNA and payment history with MBNA. Thanks to this explanation I know exactly why I got jacked and what I need to do to correct the situation. YEAH RITE! THE END ** *** ** LB 59
PawMix | 161 posts since Feb 2003 200.37.60.128 | 04.24.2003 @ 21:40 Most recent MBNA amendments to my Account Agreement: Effective with Advances that post to your account on or after April 1 2003, we will assess a Transaction Fee (FINANCE CHARGE) equal to 5% of the US Dollar amount of each such Advance you obtain, including access checks, balance transfers, and direct deposits (Minimum Fee $15, Maximum Fee $99). Effective April 1 2003 a Late Fee if the Total Minimum Payment Due shown on your monthly statement is not received by us on or before its Payment Due date. The amount of your late fee will vary based on your total outstanding balance as follows: $100 or less = $15 $100 to $1000 = $29 more than $1000 = $39 Effective the first day of the billing cycle following your April 2003 statement Closing Date, and Overlimit Fee if your total outstanding balance exceeds your credit limit on the Closing Date of billing cycle, eve if fees or finance charges assessed by us cause your total outstanding balance to exceed your credit limit; an Overlimit Fee is assessed to your account as of the day of the billing cycle that your total outstanding balance exceeds your credit limit. The amount of the Overlimit Fee is based on the amount of your total outstanding balance as follows: $500 or less = $15 $500 to $1000 = $29 more than $1000 = $39 Effective April 1 2003 the Returned Payment Fee will be $39, if a check submitted as payment on your account is returned for insufficient funds or for any other reason even if the check is paid upon subsequent presentment. Effective April 1 2003 the Returned Check Fee will be $39, if we return an access check unpaid for any reason even if the check is paid upon subsequent presentment. Do I need to mention that I needed a magnifying glass just to read the amendments? PawMix
