Macy's card - Easy or hard to get?

Discussion in 'Credit Talk' started by Jason2004, Feb 26, 2004.

  1. Jason2004

    Jason2004 New Member

    How easy or hard is to get Macy's card? What score is needed?
    Do they report every month to all of 3 CRA's?
    Do they report AU?
    Any negative experience with them?

    Thank you!
  2. Jason2004

    Jason2004 New Member

    I heard they are late on report. Is it true?
    Thank you.
  3. Denny

    Denny New Member

    Jason, stay away from this card. It is easy to get but CL is very low. $100
    Beside this, they don't report this card. And if they report, it takes up to 6 months to show up.

    You don't want to get hard inquiry for nothing.

    If you need department store card go with JC Penny, I've heard only good things about them. And they are easy to get also.

    Good luck.
  4. tc

    tc New Member

    I just opened an account with Macys. The CL was initially $100 but they raised it to $400 before I received my second statement. I applied online, it may be better to apply in store.

    Also, they reported to all 3 bureaus within a week of opening the account - I had not even received the card in the mail yet.

    They pulled EX for me in TX. Of course others may have different experiences.

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