Macy's credit increase

Discussion in 'Credit Talk' started by Saar, Jun 7, 2002.

  1. Cadillac408

    Cadillac408 Well-Known Member

    Recap Sam's Trickâ?¢
     
  2. kerry

    kerry Well-Known Member

    This is interesting. I called from inside the store once and asked for a $400 increase on my $400 limit without an inquiry. The girl was really nice and told me I could have more so I asked for $600. I got it. I have had a $1K card since December. This is all I really need.

    What is sam's trick?
     
  3. annie

    annie Well-Known Member

    MP$40,

    Sam's trick is where you put everything into dispute and then apply for credit. He said it worked with Target and CitiBank. Not Sears or AMEX. I have always beeen too chicken to try it. I just want my ratios to look better, so I will probably wait six months and try for just a gas card. I don't really have a use for a Macy's card other than to improve my ratios.

    Annie

    Just trying to kee the MAN'S foot off my neck.
     
  4. GEORGE

    GEORGE Well-Known Member

    $800 for a "HARD"???
     
  5. Saar

    Saar Banned

    George, this IS a store charge card. These do not offer $5,000-increases (even if you're not George ;))


    Saar
     
  6. GEORGE

    GEORGE Well-Known Member

    ok
     
  7. MandyB

    MandyB Well-Known Member

    George, I know, I know, $800 for a hard. I don't don't like accumulating inquiries either but it didn't seem like I would get an increase any other way. I figured that if I did it now, all the sooner for the two years to be up. And my credit looks decent right now so I thought I should go for it.
     

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