Today, I visited the local Macy's and a Manager there contacted the credit dept. on my behalf. Normally, they prefer that customers use the automated credit request ( as in hard inquiry ) telephone system. I spoke with the rep and was given an increase of $900 immediately. My limit was increased from $600 to $1500 without a hard inquiry. I actually asked for an increase from $600 to $1,000 but the rep said... "Jim, your credit is great with us (goes back to the '80's) you can have more than a $1,000" I paused. This is the 2nd time in two days that I have been treated like the old days. You know; pre BK when I just applied and always received what or more than I asked for. So I requested a $1500 credit limit. BTW, I used this account every month from Nov. '98 when I filed for BK to Feb. '01. Some months, I just paid as little as $5 so there would be activity on the account. In March and April I let the account rest. Two days ago, I put a small balance on the account in preparation for my credit limit increase request today. I really wanted a limit increase because on my credit reports the $600 limit shows with a high balance of $750. I don't know how this happened. Maybe I went over my limit once years ago or something. Anyway the new limit amount should show in a month or two. Anyone, who is desperate and planning a BK - try and keep a few accounts current and out of the creditor's hearing. Your credit recovery will be much quicker.