Macy's - OMG!!!!

Hey Everyone:

I've been absent from the boards lately. Been real busy with work, not to mention that I just got back from vacation.

I was going through reading the threads and read the post on Macy's and their scoring system, etc. So just to see what would happen, I called Macy's. Here's some background info:

Opened in late '92 (this and Citibank were my very first cards). Limit was $300.

In early '99, Macy's closed my account after I went almost 90 days delinquent....talk about hard times! In retrospect, how could I of went that long w/o making a payment? The minimun is like $5...wow...I must of really been broke! But to save grace, I ran down there w/ a balance transfer check from the crooks at FUSA so that my account wouldn't be closed w/ a balance.

Oct 00 I ate some humble pie and BEGGED Macy's to reopen my account. I had to fax them over some documents proving that I paid some stuff on my credit report and they reopened w/ a $200 limit! I was only begging for $100.

Feb 01 I go shopping for Valentine's day and get to the register. I guess I went over my $200 limit but they didn't decline it. The cashier had to call customer service for approval. They asked him if I had my driver's license in my posession and he said yes. He gave them the number and that was it. Transaction approved! Then like a month later I call to check if they received my payment. Then I spoke to a rep to see what my limit was (the automated didn't say) and it was now $500!

So I call Macy's to test the whole scoring system to see if they really would raise my limit w/o pulling a CR. I told the rep <snicker> that I wanted to purchase some bride's maide dresses and wanted to know what she could do for me in regards to raising my limit. I also stated <snicker> that I was buying a home and didn't want a CR pulled. She stated that I had my account long enough for them not to pull a CR. She asked me what I what kind of increase I was looking for and I said just enough to get the dresses.....so like $500 or so. She offered to see about setting me up w/ another type of Macy's account and I told her NO.....that I didn't want to open up any new accounts and mess up my mortgage (HA!). She said o.k. please hold. She came back and said that she had to speak w/ a supervisor about raising my limit and gave me a THOUSAND DOLLAR INCREASE!!!!!!!!!!!!! Limit is now $1500!!!!!!! Guess I'll be a Presidents Club member in no time! :-D

Just wanted to share this info to you all.

Happy Credit Building!

 

Good idea! I know for a fact I probably spend at least on the average $100/mo there so Premier should be coming up soon. I forgot to ask when their fiscal year ends and they start tallying up charges, etc. Yeah....I don't need alterations but on the other hand, just having Presidents anything changes the way associates treat you at Macy's. I should know....I worked there for 2+ years. Any time we saw *Presidents* it was 1:1 time!

 

Hey Dogman!

Hey Dogman! I'm hangin in there. Am/Ex is still kickin my butt. Snapped them $1673 last month!!! :-(

Macy's has been very good to me, through good times and bad. I can't complain.

Hope you are enjoying the sunny CA weather. It's a HOT BOX down here in the south bay! I thought I saw Loucipher sitting on my couch when I got home today! :-O

 

Thank You All!

Thanks for the kind words...

Keep striving for better credit!