Is there a good number or credit cards to have vs too many cards ? I have (2) with Cross Country, and (1) with First Premier. I want to eventually close my Cross Country accounts because I am tired of feeling ripped off. Anyone know the credit scores Capital 1 needs to get approved ? I want to know if I have a chance before I get another inquiry on my report. Who do they pull from ? Deputy
I got my Cap1 shortly after my First Premier way back when my credit was at its worst - was too afraid to even check my credit report back then, but I know it was very, very bad... Cap1 offered me a card, no problem- still small credit limit, but better than Premier secured.
My first cc was a Cap1 secured MasterCard. My credit was horrible, so I put down $200 and got a secured card with a $200 line. BUT, less than a year later, my limit was up to $600 with no extra deposit and I recently opened another Cap1 account with a $500 limit/ $49 deposit. They are nice to subprimers like myself.
