Okay, got a "Starwood Preferred Guest" Credit card application in the mail today. It reads: "You're invited to apply for the SPG c.c. from American Express. This is a platinum card. APR is prime + 9.9, no AMF, 20 day grace, 2.9% BT rate for six months. Any thoughts on this card? I know the APR is a little high. Just wondering what everything thinks.
I got a pre-qualified Gold Card application from Fleet I think. Not that I would apply for Fleet...but like who would approve me with these scores? lol Also I am on the opt-out, why am I still getting these things?
Me too. I've gotten pre-approval offers from First Premier Bank MC gold and Orchard Bank, both unsecured, APR was good at go-to rate of 9.9%, but the fees were a killer. Anyway, I want to steer AWAY from sub-primers like these. I'd love to have an AMEX but I can't see them approving me with a charge-off on my report, and paid coll. <sigh> oh well...
