As referenced in Jamie's earlier post tonight, doesn't everyone think that they have a "main CRA" according to their particular geographic area? I'll start: Mine for sure has got to be Equifax in the N. FLA area. Others?? -Alwilda Smith
Judging by the number of inquiries on my reports, I would say that Equifax is mine. I'm in the Atlanta area (and so, obviously, are they....) Cheers, Cindy
It seems that they pull more Equifax in the south,but I think the particular bank or dept. store would be the best to post as to who pulls what. Ex. Juniper pulled Equifax, and so did associates national bank ,at least for me.
RE: Saar Saar, how did you do with Wells Fargo? I got a nice letter saying that they were sorry they couldn't process my application because I had done no prior business with them ie: mortgage or banking. It was a nice way of saying they aren't even in my geographic location so they wouldn't make any money off me. I'm in NE PA
I hear you CArrot, last time I checked 25 for Eq, like 15 for Ex and 10 for TU, these are all from 2 years. But yes Equifax is king in VA
Trans Union in Illinois It seems for me, Trans Union is pulled all the time, which totally kills my score. Experian, every now and then, Cap One pulled that one. and I havent had a Equifax inquiry in ages.