Major First Usa Update #4

Discussion in 'Credit Talk' started by Mark LA, Jun 11, 2002.

  1. Mark LA

    Mark LA Well-Known Member

    BREAKING NEWS!!!!
    The application status line recording for the First USA Plat MC I applied for has mysteriously changed FROM: "your application is under review - we will notify you in 7 to 10 days - TO: "We received your application on May 31, 2002. you will be notified in writing within 30 days of our decision."
    i'm guessing that means denial - which is fine - cause I shoiuldn't have applied in the first place - BUT - I called First USA and spoke to a live csr and she SWEARS it's still pending and that if it was DECLINED they do tell you over the phone.
    Any ideas?
     
  2. GEORGE

    GEORGE Well-Known Member

    You STOPPED applying???

    SURE YOU DID...
     
  3. Mark LA

    Mark LA Well-Known Member

    george -
    this was BEFORE my oath!
    Dang! I thought you were my friend :)
     
  4. swajames

    swajames Well-Known Member

    Had the exact same issue. FUSA's automated status system could not even find no trace of my application last week but yesterday I got "you will be notified in writing of our decision within 30 days" for the first time. I called a rep and asked if this meant a denial, they said no, it really is still pending, try tomorrow. Checked this morning and the auto system initially said still was pending. By mid morning it said that I had been approved. I called a rep and he confirmed that the card was in the mail. Keep trying!
     
  5. GEORGE

    GEORGE Well-Known Member

    I just think they have 2 recording lines...I think if you were DENIED...it would
    say "WERE SORRY..."

    That way you WON'T call back 30 times in the next 10 days...
     
  6. GEORGE

    GEORGE Well-Known Member

    INSTANT DENIAL IS BETTER!!!

    THE WAIT KILLS YA'
     
  7. GEORGE

    GEORGE Well-Known Member

    Mark LA

    george -
    this was BEFORE my oath!
    Dang! I thought you were my friend :)
    ----------------------------------------------------------------------------------

    sssssoooooorrrrrreeeee
     
  8. Mark LA

    Mark LA Well-Known Member

    okay (sniff)
     
  9. Mark LA

    Mark LA Well-Known Member

    swajames -
    great to hear!
    did they tell you your credit limit?
     
  10. swajames

    swajames Well-Known Member

    Thanks! The rep said the limit was going to be $12,000.
     
  11. Mark LA

    Mark LA Well-Known Member

    wow! great cl
    what were your scores?
     
  12. swajames

    swajames Well-Known Member

    I think Experian was 705 when they did the check.
     
  13. Mark LA

    Mark LA Well-Known Member

    swajames-
    actually a Fusa rep told me that they are not allowed to pull another experian - they probably went with the one they pulled when you first applied
     
  14. Ladynred

    Ladynred Active Member

    Are you so sure you WANT a card from FUSA ??

    These people are the BIGGEST scumbags there are. They have had numerous class-action suits brought against them for their dirty and illegal practices. There was a program done on them (PrimeTime or 60 Minutes.. one of those) that told the world about the problems people have with this bank and all FUSA did was have some dumb blonde on there repeating the same nonsense over and over, never answered any questions.. she was their token only.

    If you get this card WATCH OUT for them.. they're SO dirty. I wish I'd never gotten a card from these scumbags.. and this was 5-6 yers ago.. I'm STILL trying to get rid of them ! Had I known about them beforehand I'd NEVER had taken one. I actually cut up the card and sent them the pieces and a cancelleation demand after about only 6 months of having the card.

    Good luck.. you may need it.....
     

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