Making a creditor prove it or

Discussion in 'Credit Talk' started by molly, Dec 24, 2000.

  1. molly

    molly Well-Known Member

    I am writing a letter to UNIPAC which is a company that at one time held my student loan. They bought it from someone else so I never signed any agreement with them. I am asking for all information that pertains to my loan. I have noticed that on all three reports the date opened is 10/96 but then Equifax's date of last activity is 6/97 Experian says paid collection 7/98 and then Trans Union says paid collection as of 6/98. Equifax says reported since 7/98 Experian says reported since 1/97 and Trans Union doesn't say. What else should I ask for besides all dates? I did this with Citibank and they wrote back saying that they couldn't help me with any info. because my loan was sold. If I send a letter like this to the CRA will they remove the item because Citibank cannot verify the information that they are reporting? I want to send out this letter on Tuesday so if anyone has time to reply I would appreciate it. Thanks

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