Making Yourself Judgement Proof

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I have hard copy drafts dated six months ago. I have also sent them to others for proof-reading.

I take full responsibility and credit for this article, Understanding the Collection Process and the two Understanding the Collection Agency articles.

All three are based on my years as a Collector, Credit Counselor, manager of a Credit Counseling Agency and as a debtor.

If anyone wants to sue me for plagiarism or copyright infringement based on these articles, just e-mail me and I will send you the address for service of summons. I will be glad to accept service.

I hope this post puts THIS topic to rest once and for all.

 

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He took it from me. Let me paste from HIS site:

This story supposedly written by some unknown and self proclaimed "reformed bill collector" who calls himself "flyingblind" or "flyingifr" (same difference) and which he claims was written to show the mentality of the average bill collector. As might be imagined, the tale spun by this "blind pilot" is very typical of the horrendous blunders and violations of law committed by just about every bill collector out there.

Since HE cites me as the author, I guess I am.

Too bad he suffers from the same tunnelvision as someone else who posts on these threads - and as long as we are ripping each other apart, HIS advice is to commit PERJURY when answeringa Debtors Examination:

More ignorance! If you are summoned before a court to answer an information subpoena it is easy to evade their questions and keep out of trouble in the process. You can actually just sit there and laugh at them with the following answers to their probably questions. Let's try a few.
Q. Where are your books and records?
A. What law requires me to keep books and records?

Q. Where are your bank statements?
A. What law requires me to keep old bank statements?

Q. Where are your tax returns?
A. What law requires me to file taxes or keep any returns if I did file?

Q. Are you deliberately being evasive?
A. I believe that I do not have sufficient information to answer that question. Would you please define the term? I don't know what it means.

Q. Where do you work?
A. I don't work anywhere. I am currently unemployed.

Q. We know that is a lie because we talked to your boss yesterday.
A. That is old information. You should have talked to him about 20 minutes ago.

Q. How much money do you have on you now?
A. Enough to catch a bus home.

But a better answer to all of this nonsense is a motion to vacate their void judgment because if the judgment is null and void upon it's face as most of them are then they obviously cannot even hold a garnishment hearing much less garnish anything. If you have judgments then you had best learn how to get them vacated.


Bauer and I suffer from different biases - I don't believe in offering advice I know will probably not work, and in fact have probably successfully done my self.

 

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Sassy and Bill have an agenda that I do not share in these particular posts. As I have said many times, they are NOT a listing of what consumer rights are - were never intended to be. They are a peek into the mind and operation of the adversary, which I believe is always valuable information.

Bill is trying to sell his "Creditwrench" program. He knocks every board (including this one) except his own, in an effort to sell his Creditwrench program by passing himself off as the sole authority on how to handle credit problems. Sassy seems to be a dyed-in-the-wool apostle of his. Her approach is every post has to be a dictum of consumer rights a' la Bill Bauer. I am not sold on his approach, although his site does have some very valid ideas.

In my post (in these threads only) I chose NOT to address the consumer rights area for two reasons: The first is that there is a 1000 character limit on posting here. As is, in the Know the Collection Agency thread I had to break it up into 2 different threads just to accomodate its legnth. The second is he topic was HOW THE ADVERSARY THINKS, not consumer rights. Lest anyone think I am not a militant believer in strict enforcement of FCRA and FDCPA, just search my other posts. Remember that I have already successfully sued Sherman Acquisitions (and have given over 100 people advice on how to do the same through private e-mails), Arrow Financial and Clear Credit and am currently in litigation against Sears, Equifax and Trans Union.

I have nothing to sell, and I don't care if you think my advice is useful, useless or what. I posted it for a purpose - to address an aspect I have not seen addressed on any board. I have posted these posts here and on Credit Insiders only. I have asked that they be removed from Credit Net. Given the controversy that they have raised, I regret posting them and will post no more similar posts.

 

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Going back to he post where you list a long list of grievances against my threads, you only show as "errors" things that you WOULD HAVE ADDED had you been the author.

Well.... I didn't see you positing your wealth of knowledge in this subject, just finding fault with what I posted only because it wasn't what YOU would have posted had you been the author.

OK, post your own and let's see what you come up with.

As far as the rest of your temper tantrums, I really don't think they should be dignified witha response.