well they placed a derog for 14 dollars on my report but never contacted me and they have it looking like a credit card that is 120 days late now that really makes me mad
Out of the blue they placed a $50 120 day collection past due account on my credit. I don't even know for what or for who. I disputed as not mine. It came back verified after 5 days. Score plummeted since this became my only derogatoty tl on this report. I must get this crap off.
